PRIVACY POLICY

FACTS

What does Aspire Financial do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Credit history
  • Account transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Aspire Financial chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Aspire Financial share?

Can you limit this sharing?

 

For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes No
 

For our marketing purposes- to offer our products and services to you

 

No We don’t share
 

For joint marketing with other financial companies

 

No We don’t share
 

For our affiliates’ everyday business purposes- information about transactions, and experiences

 

No We don’t share
 

For our affiliates’ everyday business purposes- information about your credit worthiness

 

No We don’t share
 

For nonaffiliates to market to you

 

No We don’t share

 

Questions?

Call 701-293-3662 or go to www.fmnb.net

 

Who we are

Who is providing this notice? Aspire Financial

What we do

How does Aspire Financial protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Aspire Financial collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Provide employment information
  • Give us your contact information
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

States laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Aspire Financial has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Aspire Financial does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Aspire Financial doesn’t jointly market

Other Important Information

 

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.